Ramiro Tsowo
Maputo
Summary
I am a dynamic finance and accounting professional with over 10 years of experience in financial reporting, ERP solutions, and project management. I hold a specialized certification in Finance and Accounting from Harvard Business School Online and I am currently pursuing an associate's degree with the Association of Chartered Certified Accountants (ACCA). Proven track record as a Finance Business Support Professional and ERP Project Manager, successfully leading initiatives across Malawi, Mozambique, and Namibia while fostering team development within the FMCG sector. Expertise in financial accounting, planning and analysis, corporate reporting, and strategic problem-solving enhancing organizational efficiency and aligning with company objectives through meticulous due diligence.
Overview
11
11
years of professional experience
Work History
Head of Financial Planning & Analysis:Country Lead
Coca Cola Beverages Africa
08.2025 - Current
- Provide accurate, relevant and timeous reporting that enhances commercial awareness and enables appropriate business decision making
- Provide statutory reporting requirements, legal and shareholders
- Provide value adding and analytical insights on the whole organization.
- Coordinate the budgeting, forecasting and reporting cycles.
- Facilitate strong financial performance throughout CCBAMOZ.
- Lead the 5 year planning, budgeting and forecasting process.
- Lead the Bill of Materials and product costing function.
- Support strong financial performance throughout CCBAMOZ through detailed business analytics and insights.
- Strategic leadership and operational execution of the integration of the CCBAMOZ FP&A function.
Senior Finance Business Partner: Supply Chain
Coca Cola Beverages Africa
04.2024 - 07.2025
- Enhanced financial reporting accuracy by streamlining data collection and analysis processes for the last 7 years.
- Mentored junior finance team members of 5 supervisors in financial accounting, fostering a culture of continuous learning and professional development within the organization.
- Provided expert guidance to executive leadership on financial matters, supporting informed decision-making and long-term planning.
- Analyzed impact of service changes and proposed cost-effective service redesign and budget adjustments.
- Obtained financial details to support general ledger reporting.
- Presented numerical and graphical data to demonstrate strategic progress.
- Oversaw internal and external audit and formulated corrective action plan for findings and recommendations response.
- Streamlined month-end close procedures by implementing automation tools and optimizing reconciliation processes.
- Prepared monthly financial statements and variance analysis reports in HFM/PBCS and Smart-view for management review.
- Developed comprehensive financial models to support decision-making for key business projects.
Financial Planning & Reporting Analyst II Management Accountant
Coca-Cola Beverages Africa
03.2020 - 07.2025
- Finance business Partnering -Supply Chain, Commercial, HR.
- Reporting & Analysis, Internal Financial Reporting, Monthly Management Pack, Monthly Flash, Budget Pack.
- RE’S, Budget Preparation in SAP and through Oracle PBCS and HFM.
- Over all contribution in Financial changes across the business.
- Review Management Reconciliation File where needed.
- Monitor RACM process controls Compliance
- Analyzed reporting functions and efficiency to reduce error rates and increase efficiency.
- Resolved variances in performance reports through root cause analysis and review of internal performance reports.
- Utilized data visualization techniques to present and explain complex data sets.
- Collaborated closely with external auditors during annual reviews, ensuring timely completion of audit procedures without any significant findings or adjustments required.
ERP Project Manager & FSBM (Finance Business Support Manager)
Coca-Cola Beverages Africa
04.2022 - 03.2024
- As business started in Malawi as Coca-Cola, I was instrumental to onboard Malawi ERP System and Finance team into the CCBA ways of working. Cascade the excellence to Mozambique on the new ERP, and not limited into the Group entities.
- Starting from a $27m PPA (Purchase Price Allocation) project, as a Finance operational manager and business partner, the BS 1st preparation and signoff by Purchase Price allocation company experts was a must.
- Manage the project in between Countries.
- Manage all data related requirements, extracts, data cleansing & submission to centre (across all streams).
Financial Accountant & SAP ERP FI (SME)
Coca-Cola Beverages Africa
11.2017 - 03.2020
- Formulation and execution of Finance policies and Internal Control System.
- Ensure accuracy of information contained in financial reports & their compliance with statutory requirements.
- Formulation of Finance MIS (HYPERION FINANCIAL MANAGEMENT – ORACLE), periodic compilation and review of MIS.
- Preparation & Monitoring of Budgets.
- Managing Cash flows, Fund & working Capital Management.
- Overall responsibility of the department with accessory of Finance Manager.
Finance & Control – Opex Management
Bayport Financial Services Group
09.2016 - 09.2017
- Closely monitoring and verifying accounts on daily basis.
- Accurately reconcile G/L and Creditors Accounts on a Monthly basis to make sure that accounts are correctly balanced.
- Ensures all monthly accruals are accounted for.
- Reconciles all assigned balance sheet accounts, other monthly reconciliations and record any journal entries that may be needed at month end.
- Reconciles the Income Statement and explain Variances.
Accounts Payable Specialist
SABMiller Africa B.V.
04.2015 - 08.2016
- Perform accounting and clerical functions to support supervisors.
- Research, track, and resolve Foreign Accounts Payable problems.
- Compile and sort invoices and checks.
- Monitor Foreign Suppliers from Projects.
- Place checks in envelopes and mail out.
- Make the payment process retaining tax at source, IRPC, IRPS, and VAT.
Assistant Accountant, Tax
Nestlé
09.2014 - 04.2015
- Supporting the finance department regarding the process of the roles intended to the Finance (Accounts Payable, Accounts receivable, & Cashbook - bank transactions, Tax).
Education
Associate's degree - Association of Chartered Certified Accountants
ACCA
09-2026
Certification, Certificate of Specialization - Finance and Accounting
Harvard Business School Online
Online05.2024
High School Diploma -
Industrial And Comercial Institute of Matola
Matola12.2015
Skills
- Effective team leadership
- Decision-Making
- Financial analysis and reporting
- Financial Statement Analysis
- Financial management accounting
- Working capital management
- Supply Chain Costs Management
- Ratio Analysis
- Financial Modeling
- Budgeting
- Productivity
- Free Cash Flow Drive
Accomplishments
- Successful delivery with excellence after being seconded to Malawi for ERP System implementation for onboarding Coca Cola Malawi during 1Year and 4months 2022-2023, and to Namibia for 3months to secure the gap of the team during Yearend and Budget Reset period 2021-2022.
- Successful rollout of ERP Project implementation of accounting System MSD D365, a digitalization change replacing SAP ERP for Mozambique Coca Cola Beverages, project started in April 2023 and was handed over to business as BAU in June 2024.
- Successful delivery of efficiency drive thru opportunities found in productivity of SPC Manufacturing from $0.70 c/Uc to $0.45 c/Uc for the BOY of 2024, considered as best efficiency indicator factor compared to the whole Coca-Cola benchmarking.
Languages
English
Portuguese
Timeline
Head of Financial Planning & Analysis:Country Lead
Coca Cola Beverages Africa
08.2025 - Current
Senior Finance Business Partner: Supply Chain
Coca Cola Beverages Africa
04.2024 - 07.2025
ERP Project Manager & FSBM (Finance Business Support Manager)
Coca-Cola Beverages Africa
04.2022 - 03.2024
Financial Planning & Reporting Analyst II Management Accountant
Coca-Cola Beverages Africa
03.2020 - 07.2025
Financial Accountant & SAP ERP FI (SME)
Coca-Cola Beverages Africa
11.2017 - 03.2020
Finance & Control – Opex Management
Bayport Financial Services Group
09.2016 - 09.2017
Accounts Payable Specialist
SABMiller Africa B.V.
04.2015 - 08.2016
Assistant Accountant, Tax
Nestlé
09.2014 - 04.2015
Associate's degree - Association of Chartered Certified Accountants
ACCA
Certification, Certificate of Specialization - Finance and Accounting
Harvard Business School Online
High School Diploma -
Industrial And Comercial Institute of Matola
References
Peter, Mpala - Finance Director, +265 985 26 13 70, Coca Cola Beverages, Malawi
Brendah Sithole - Risk & Governance Manager, +258 84 521 1512, Coca- Cola Beverages, Matola
Nilesh Mehta - Group Procurement Officer , +258846565151, Coca Cola Beverages Africa - SA
Flavio Tamele - Financial Accountant, +258 84 30 12 012, Sabmiller (Cervejas de Moçambique) - , Maputo
Similar Profiles
Steven CoxSteven Cox
Group Lead : Commercial Execution Manager at Coca-Cola Beverages AfricaGroup Lead : Commercial Execution Manager at Coca-Cola Beverages Africa
Brendin BarnesBrendin Barnes
Stock Improvement Specialist at Coca-Cola Beverages South Africa (CCBSA)Stock Improvement Specialist at Coca-Cola Beverages South Africa (CCBSA)
Garrard RossouwGarrard Rossouw
Production Improvement Specialist: Packaging at Coca Cola Beverages AfricaProduction Improvement Specialist: Packaging at Coca Cola Beverages Africa
ALBERT MHLOPEALBERT MHLOPE
Planning and Progress Reporting Engineer at Total Energies E&P, LNGPlanning and Progress Reporting Engineer at Total Energies E&P, LNG
Rodrigues MassingueRodrigues Massingue
Senior Field Security Officer at United Nation Population FundSenior Field Security Officer at United Nation Population Fund